
GE Money Web Terms of Usage Agreement
PLEASE READ THESE TERMS CAREFULLY BEFORE USING THIS SITE
This web site, the GE Money site (the "Site"), is provided by GE Money – Americas, including its financial institutions GE Money Bank and GE Capital Financial Inc (collectively, “GEMA”). GE Money-Americas is a division of General Electric Company.
The Site may be used for informational purposes and for the following purposes: obtaining information about GEMA products; obtaining and submitting applications for GEMA products; reviewing the status of your GEMA account online; and obtaining online customer service assistance regarding your GEMA account.
By accessing the Site or downloading materials from the Site, you agree to abide by the terms and conditions set forth in this notice, as well as all other policies described in the Site. If you do not agree to abide by these terms and conditions or any future terms and conditions, please do not use the Site or download materials from the Site.
To access, retain and print these terms or other Web pages on this Site for your records, you should use Microsoft® Internet Explorer version 5.5 or higher, Netscape® version 6.0 or higher, or America Online® version 7.0 or higher, with JavaScript, SSL 3.0, and cookies enabled and the Adobe® Acrobat® Reader® plug-in installed.
These terms apply exclusively to your access to and use of the Site and do not alter the terms or conditions of any other agreement you may have with GEMA, including any account agreement with GE Money.
RESTRICTIONS ON USE:
In order to use the Site, you must be: (i) At least 18 years old, and (ii) a resident of the United States. If you do not satisfy these restrictions on use, please do not use the Site or download materials from the Site.
LIMITED LICENSE:
Subject to the terms and conditions set forth in this Agreement, GEMA grants you a non-exclusive, non-transferable, limited right to access, use and display the Site and the materials there on. You agree not to interrupt or attempt to interrupt the operation of the Site in any way.
GEMA authorizes you to view and download the information ("Materials") at the Site for your personal, non-commercial use in connection with applying for or using a GEMA account. This authorization is not a transfer of title in the Materials and copies of the Materials is subject to the following restrictions:
Copyrights. You agree to abide by all additional restrictions displayed on the Site as it may be updated from time to time. The Site, including all Materials, is copyrighted and protected by worldwide copyright laws and treaty provisions. You agree to comply with all copyright laws worldwide in your use of the Site and to prevent any unauthorized copying of the Materials. Except as expressly provided herein, GEMA does not grant any express or implied right to you under any patents, trademarks, copyrights or trade secret information.
Trademarks. The GE Money name is also a trademark of General Electric Company. All trademarks on this Site are either trademarks or registered trademarks of GEMA or its affiliates or licensors and may not be copied, imitated or used, in whole or in part, without our prior written permission. Page headers, custom graphics, button icons, and scripts are service marks, trademarks and/or trade dress of this Site and may not be copied, imitated or used, in whole or in part, without our prior written permission. All other brand names, product names, or trademarks belong to their respective holders. Adobe®, Acrobat®, Flash® and Reader® are either registered trademarks or trademarks of Adobe Systems Incorporated in the United States and/or other countries - for further details please see http://www.adobe.com.
USER CONDUCT:
In using the Site, you agree:
In addition, you agree that you are solely responsible for actions and communications undertaken or transmitted under your account, and that you will comply with all applicable local, state and federal laws and regulations, that relate to your use of or activities on the Site.
DISCLAIMER:
THE MATERIALS MAY CONTAIN INACCURACIES AND TYPOGRAPHICAL ERRORS. GEMA DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE MATERIALS OR THE RELIABILITY OF ANY ADVICE, OPINION, STATEMENT OR OTHER INFORMATION DISPLAYED OR DISTRIBUTED THROUGH THE SITE. YOU ACKNOWLEDGE THAT ANY RELIANCE ON ANY SUCH OPINION, ADVICE, STATEMENT, MEMORANDUM, OR INFORMATION SHALL BE AT YOUR SOLE RISK. GEMA RESERVES THE RIGHT, IN ITS SOLE DISCRETION, TO CORRECT ANY ERRORS OR OMISSIONS IN ANY PORTION OF THE SITE. GEMA MAY MAKE ANY OTHER CHANGES TO THE SITE, THE MATERIALS AND THE PRODUCTS, PROGRAMS, SERVICES OR PRICES (IF ANY) DESCRIBED IN THE SITE AT ANY TIME WITHOUT NOTICE.
GEMA DOES NOT MAKE ANY WARRANTY THAT YOUR USE OF THIS SITE OR THE MATERIALS WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE, OR THAT DEFECTS, IF ANY, WILL BE CORRECTED. GEMA ASSUMES NO RESPONSIBILITY FOR ANY DAMAGES THAT MAY BE SUFFERED BY YOU, INCLUDING, BUT NOT LIMITED TO, LOSSES FROM DELAYS, NONDELIVERIES OF CONTENT OR ANY COMMUNICATIONS, ERRORS, SYSTEM DOWN TIME, MISDELIVERIES OR MISCOMMUNICATIONS, NETWORK OR SYSTEM OUTAGES, FILE CORRUPTION, OR SERVICE INTERRUPTIONS CAUSED BY THE NEGLIGENCE OF GEMA, ITS AFFILIATES, ITS LICENSORS, OR YOUR OWN ERRORS AND/OR OMISSIONS. THE SITE, THE INFORMATION AND MATERIALS ON THE SITE, AND ANY SOFTWARE MADE AVAILABLE ON THE SITE, ARE PROVIDED "AS IS" WITHOUT ANY REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, NONINFRINGEMENT, OR FITNESS FOR ANY PARTICULAR PURPOSE. SOME JURISDICTIONS DO NOT ALLOW FOR THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.
THIRD-PARTY SITES:
As a convenience to you, GEMA may provide, on the Site, links to web sites operated by third parties. GEMA hereby disclaims liability for any information, materials, products or services posted or offered at any of the third party web sites linked to this site. If you use these sites, you will leave the Site. If you decide to visit any linked site, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive elements. GEMA makes no warranty or representation regarding, and does not endorse, any linked web sites or the information appearing thereon or any of the products or services described thereon. Links do not imply that GEMA or the Site sponsors, endorses, is affiliated or associated with, or is legally authorized to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the links, or that any linked site is authorized to use any trademark, trade name, logo or copyright symbol of GEMA or any of its affiliates or subsidiaries.
Links from Other Web Sites. All links to this Site must be approved in writing by GEMA.
INFORMATION PROVIDED BY YOU:
GEMA does not want you to, and you should not, send any confidential or proprietary information to GEMA via the Site, except for certain information requested in an application for a GEMA account or in connection with customer service. In addition, you agree that, except as provided in the GEMA Privacy Policy (the "GEMA Privacy Policy"), any information or materials that you or individuals acting on your behalf provide to GEMA shall be deemed and remain the property of GEMA and GEMA shall be free to use, reproduce, transmit, or display, for any purpose, any idea, concepts, except as limited by the GEMA Privacy Policy. You further recognize that GEMA does not want you to, and you warrant that you shall not, provide any information or materials to GEMA that are defamatory, threatening, obscene, harassing, or otherwise unlawful, or that incorporates the proprietary material of another.
LIMITATION OF DAMAGES:
IN NO EVENT SHALL GEMA OR ANY OF ITS RESPECTIVE AFFILIATES OR SUBSIDIARIES BE LIABLE TO ANY ENTITY FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION OR PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM THAT ARE RELATED TO THE USE OF, OR THE INABILITY TO USE,THE CONTENT, MATERIALS, AND FUNCTIONS OF THE SITE OR ANY LINKED WEBSITE, EVEN IF GEMA IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
CHANGES:
GEMA reserves the right, at its sole discretion, to change, modify, add or remove any portion of this Agreement in whole or in part, at any time. Changes in this Agreement will be effective when notice of such changes is posted on the Site. Your continued use of the Site after any changes to this Agreement are posted will be considered acceptance of those changes. GEMA may terminate, change, suspend or discontinue any aspect of the Site, including the availability of any features of the Site, at any time. GEMA may remove, modify or otherwise change any content, including that of third parties, on or from the Site. GEMA also may impose limits on certain features and services or restrict your access to part or all of the Site without notice or liability. GEMA may terminate the authorization, rights and license given above and, upon such termination, you shall immediately destroy all Materials. GEMA may terminate your use of the Site at any time in its sole discretion.
ACCESS TO PRODUCT AND SERVICE INFORMATION.
Information regarding products or services available through this Site is for your convenience only and is not intended as a substitute for any periodic account or billing statement with respect to such products and services, and should not be relied upon as such. You agree that the features and information available within this Site do not supercede, replace or otherwise modify the rights or obligations of you, GEMA or its parent, subsidiaries or affiliates pursuant to the agreement(s) applicable to such products or services.
INTERNATIONAL USE AND CHOICE OF LAW:
The Site is controlled, operated and administered by GEMA from its offices within the United States of America. Access to the Site from territories where its contents are illegal is prohibited. GEMA's Web Site Usage Agreement shall be governed by the laws of the State of New York and the federal laws of the United States of America, without giving effect to their conflict of laws provisions. For all disputes arising from or related to the Site, you agree to submit to the personal and exclusive jurisdiction of the state and federal courts located in New York. This Agreement constitutes the entire agreement between GEMA and you with respect to the terms of usage for the Site. Any cause of action you may have with respect to your use of the Site must be commenced within one (1) year after the claim or cause of action arises. If for any reason a court of competent jurisdiction finds any provision of this Agreement or portion thereof to be invalid or unenforceable, that provision shall be enforced to the maximum extent permissible so as to effect the intent of this Agreement, and the remainder of this Agreement shall continue in full force and effect.
GEMA'S PRIVACY POLICY:
The GEMA Privacy Policy describes the types of information that GEMA collects when you visit the Site and how GEMA uses that information.
COPYRIGHT NOTICES.
Except as otherwise noted on this web site, the contents of this web site are copyrighted © 2008 by General Electric Company. All rights are reserved. No part of the materials on this web site, including web site text, graphics and html code, may be reproduced or transmitted in any form by any means without the express written consent of General Electric Company.
MISCELLANEOUS.
Subject to the terms of any other agreement(s) applicable to any products or services accessed or purchased by you through this Site, these terms constitute the entire agreement between you and us governing your use of this Site. Should any provision in these terms conflict with the terms of any other agreement applicable to any products or services accessed, requested or purchased by you through this Site, the terms of such other agreement(s) will control with respect to the products and services to which such terms apply. Should any provision in these terms be found to be invalid or unenforceable for any reason, then that provision will be deemed severable from these terms and will not affect the validity or enforceability of the remaining provisions. You agree that any claim arising out of or related to these terms or your use of this Site must be filed within one (1) year after it arises.