Refer to the PAYMENT COUPON (1) or Payment Information area of your monthly billing statement for the Total Minimum Payment requirement.

From time to time we may offer Fixed Pay or Introductory Pay promotions, which may require monthly payments that are a percentage of your purchase amount or a specific dollar amount.

Payment amounts received in excess of the Total Minimum Payment due will be applied as required by Federal Law to the balance with the highest APR unless it is received within two months of a promotional financing plan’s expiration date.

Refer to the PROMOTIONAL PURCHASE SUMMARY (2) of your monthly billing statement for details.

‘Deferred’ FINANCE CHARGE means the amount of finance charges that have accumulated from the date of purchase but have not yet been billed to your account. You also may see this referred to as “No Interest.”

‘Billed’ FINANCE CHARGE means finance charges will be added to your balance during the current month.

‘Waived’ FINANCE CHARGE means NO finance charges are billed or deferred during the promotional purchase period. You also may see this referred to as “No Interest Accrues.”

You do not make any required minimum monthly payments on your account by the payment due date, or

Your account balance exceeds the credit limit.

Refer to the Promotional Purchase Summary for your promotion type or visit us at www.gemoney.com for more details about promotions.

Click Here to see how you can make payments

Payment Due Date – Your payment due date will be the same each month

Make any required minimum monthly payments by the Payment Due Date.

On a deferred interest promotion; pay your promotional balance in full by the Promotional Expiration Date.

See the Promotional Summary section of the billing statement for important information

Avoid going over your credit limit.